3 Reasons Every Homeowner Needs a Security Camera in 2026

1. Insurance discounts. Most major U.S. insurers now offer 5–15% off homeowners premiums if you have monitored cameras. That's often more than the camera costs in year one.

2. Package theft is up. Porch piracy hit a record in 2025 — doorbell cameras with continuous recording (like the Eufy E340) let you file a claim with Amazon or FedEx the same day.

3. Peace of mind for travel. Modern cameras stream HD footage over LTE when WiFi goes down, so a storm knocking out your home internet doesn't mean you're flying blind.

Start with a video doorbell + one outdoor camera covering the driveway. You can expand later.